Financial patriotism is a very real concern of our country.  Do Canadians understand the ramifications for our lack of personal financial responsibility? 
For several years, working for the Ministry of Human Resources, I was exposed to an ever growing epidemic of consumer debt and financial instability.  One of the common sayings in the industry was that we are all just “two paycheques away from being in a welfare line...
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As the global economic crisis continues, many ordinary Canadians will see their wealth erode and their debt load increase.  Some unfortunate Canadians will find themselves completely overwhelmed by their debt.  At the same time, banks and other creditors stand to lose millions as consumer bankruptcy rises with the current tide of increasing unemployment rates and financial uncertainty.  To encourage recovery, it is essential to hav...
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We often tease about being victims of consumerism; perhaps this rings true for some of us more than others, but Christmas is one time of the year that we all recognize our consumer weakness.  This could be due to a combination of things, but perhaps the greatest of these are social pressures combined with a lack of knowledge and information about the credit industry.  The consequences of not recognizing these factors can be devastating ...
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If you are seriously struggling with debt, be assured that you are in the majority and not the minority!  Unfortunately, many of our clients come to us after they have exhausted all resources.  Therefore, as a proactive tool, we would like to assist people in managing their debt so that they do not find themselves in a position where they have few options.  Here are some things that you can do to organize and beat the credit c...
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